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Underwriting
The decision whether to make a loan to a potential home buyer based on credit, income, employment history, assets, etc.
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Undivided Interest
An ownership right to use and possess a property that is shared among co-owners, with no one co-owner having exclusive rights to any portion of the property.
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Unincumbered Property
Real estate with free and clear title.
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Unimproved Property
Land that has received no development.
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Unrecorded Deed
A document that transfers title from the grantor to the grantee without recording (i.e. providing public notice).
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Usury
Charging a rate of interest greater than that permitted by law.
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